Personal Capital: Personal Capital is a great resource that I highly recommend. They provide financial software somewhat similar to Mint (mentioned below). Personal Capital provides more details than Mint, so if I had to choose between the two I would choose Personal Capital since I am a data nerd. You can track your net worth and your cash flow, but where PC really stands out is in tracking your investment portfolio and providing data on your asset allocation.

Digit: I highly recommend downloading Digit on your phone if you want to automate saving more money and paying off credit cards or student loans without lifting a finger. Digit is a service that tracks your spending habits and transfers money to a savings account for you. The money you save can be used for various purposes such building up a rainy day fund, overdraft protection, or paying off debts. This is personally one of my favorite FinTech apps and I have been using them since they launched.

You Need A Budget: YNAB tracks your income, purchases, and financial goals so that you can see when you are on track or are overspending (or underfunding a goal). The idea behind YNAB is to give every dollar you earn a job through creating spending and saving categories. YNAB breaks down your goals to help you see what it will take to achieve them. The value that you get from this software is that it teaches you how to plan for your bills and have the money for them when those due dates come up. This tool does cost money, but I believe it is well worth it if you are serious about creating a budget. I personally use YNAB and I love it, it really is a game-changer for me!

Mint: Is another free tool available, similar to Personal Capital in that it tracks your spending and provides you with data on how you did with the money you earned. I think this is a good alternative to Personal Capital and YNAB if you do not have an investment portfolio or want to pay for a budgeting software.

*These are not affiliate links, I do not receive compensation if you were to open an account.